The following information is usually required during the loan process:
2 Forms of ID - 1 must be a Government Issued Photo ID, and 1 of the following:
Social Security Card
Current Utility Bill with your current address
Current Voter Registration Card
Military ID
Unexpired Passport
Pay Stubs - Document 30 days of income, typically your two most recent pay stubs
Financial Account Statements - 2 Months of the most recent bank or credit union statement(s)- (all pages, even if they are intentionally left blank)
Tax Returns - 2 most recent years (all pages and schedules)- only for self employed individuals
2 years W-2 form(s) and/or 1099 forms (covering all jobs held) - from the past two years
If you currently own Real Estate you will have to provide additional documents for each property owned:
Mortgage account information (current mortgage statement)
Homeowners insurance policy - declarations page (s) showing coverage
Most recent property tax statements
Homeowners Association (HOA) Statement or contact information