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TODAY'S BEST RATES

Effective date: 5/14/2021

Apply Now

30 Year Fixed Rate*

Rate: 3.00%

APR: 3.28%

20 Year Fixed Rate*

Rate: 2.875%

APR: 3.105%

15 Year Fixed Rate*

Rate: 2.500%

APR: 2.795%

5  & 10 Year Fixed Rate*

Rate: Call for rates

APR:


Home Equity / Cash Out*

Rate: Call for rates

APR:


 

 

 

*Rate quoted is our "best rate." Rates may vary depending upon your credit and are subject to change at any time without notice. 
The above mentioned rates and APRs are based off of a loan amount of $150,000 with a 20% downpayment and a qualifying credit score of 740 plus fees associated to include 1% origination and/ or discount, lender fees totaling $1340 plus third-party fees to include: Tax Service Fee (cost state specific); Credit Report Fee $37; Flood Cert Fee $11.25; and Document Review Fee (Texas only) of $150. 

The above mentioned Jumbo Loans are based on a maximum loan amount of $675,000 with a 20% downpayment and a qualifying credit score of 740 plus fees associated to include 1% origination and/ or discount, lender fees totaling $1340, plus third-party fees to include: Tax Service Fee (cost state specific); Credit Report Fee $37; Flood Cert Fee $11.25; and Document Review Fee (Texas only) of $150. 

This is not an advertisement to extend consumer credit, nor is it an offer to enter into an interest rate or discount point agreement. Prices are subject to change at any time without notice. Please contact Member Home Loan for specific information. All loans must be approved prior to locking.

 

**Credit Union makes the final decision. 

We Do Business in Accordance with Federal  Fair Lending Laws 
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or

  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.


UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

  • On the basis of race, color, national origin, religion, sex, marital status, or age;

  • Because income is from public assistance; or because a right was exercised under the Consumer Credit Protection Act.

 

 

 

 

*Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM EST will be subject to tomorrow’s posted rates. Interest rates above are based on a $200,000 purchase and a $160,000 no cash out refi of a single-family home as a primary residence, 45-day rate lock, credit score of 740, and a loan-to-value of 80% or less. Discount points may apply. Terms and conditions subject to change at any time without prior notice.

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NMLS     |     FAIR LENDER     |     FAIR HOUSING

A consumer wishing to file a complaint against a credit union should send the complaint to:

National Credit Union Administration - Consumer Assistance Center

1775 Duke St.

Alexandria, VA 22314-3418

Telephone | 800-755-1030

Email |  consumeraffairs@ncua.gov

Website |  www.ncua.gov

Consumer Website |  www.MyCreditUnion.gov

 

© 2021. Equal Housing Lender. All rights reserved. Cy-Fair Federal Credit Union, and all related logos are trademarks of CY-Fair Federal Credit Union. Office located at 9601 Jones Rd.,#100 Houston, TX 77065.   NMLS#646423. 

Cy-Fair Federal Credit Union

9601 Jones Road, Suite 100

Houston, TX  77065

281.571.5000  |  info@cyfairfcu.org

NMLS     |     FAIR LENDER     |     FAIR HOUSING

A consumer wishing to file a complaint against a credit union should send the complaint to:

National Credit Union Administration - Consumer Assistance Center

1775 Duke St.

Alexandria, VA 22314-3418

Telephone | 800-755-1030

Email |  consumeraffairs@ncua.gov

Website |  www.ncua.gov

Consumer Website |  www.MyCreditUnion.gov

 

© 2021. Equal Housing Lender. All rights reserved. Cy-Fair Federal Credit Union, and all related logos are trademarks of CY-Fair Federal Credit Union. Office located at 9601 Jones Rd.,#100 Houston, TX 77065.   NMLS#646423.